General Load
General Loans

General Loan is designed for individuals, micro, small, medium and large businesses with clear purpose on running new and improving existing operation. Customers can request for loan up to 20,000 USD (equivalent to other currencies) based on their repayment capacity. With a flexible terms and conditions, HKL provides competitive interest rate and repayment term according to size and business cycle.

Specific Features

  • Currency              :  Khmer Riel, US Dollar, and Thai Baht
  • Tenor                  :  Up to 48 months
  • Loan Size             :  Up to 20​,000 US dollar
  • Interest Rate        :  Range from 1.4% to 2.9%
  • Payment Method   :  Flexible based on customer’s business situation.
General Loan
Currency Amount Duration Interest Rate
USD USD 500 3-18 Months 2.5%-2.9%
> USD 500 - USD 1500 3-24 Months 2.5%-2.9%
> USD 1500 - USD 2500 3-36 Months 1.9%-2.4%
> USD 2,500 - USD 5,000 3-36 Months 1.7%-2%
> USD 5,000 - USD 10,000 3-48 Months 1.5%-1.9%
> USD 10,000 - USD 30,000 3-48 Months 1.3%-1.8%
Currency Amount Duration Interest Rate
KHR ≤KHM 4,000,000 3-24 Months 2.5%-3.0%
>KHR 4,000,000- KHR 6,000,000 3-24 Months 2.2%-2.8%
> KHR 6,000,000- KHR 10,000,000 3-36 Months 2.0%-2.6%
> KHR 10,000,000 - KHR 20,000,000 3-36 Months 1.9%-2.5%
> KHR 20,000,000 - KHR 40,000,000 3-48 Months 1.7%-2.1%
> KHR 40,000,000 3-48 Months 1.6%-2.0%
Currency Amount Duration Interest Rate
THB THB 20,000 3-18 Months 2.5%-2.9%
> THB 20,000 - THB 40,000 3-24 Months 2.5%-2.9%
> THB 40,000 - THB 60,000 3-24 Months 2.3%-2.5%
> THB 60,000 - THB 100,000 3-36 Months 2.3%-2.5%
> THB 100,000 - THB 200,000 3-36 Months 2.0%-2.3%
> THB 200,000 - THB 400,000 3-48 Months 2.0%-2.3%
> THB 400,000 3-48 Months 1.8%-2.0%

Note: Borrowers are subjected to pay a maximum of 1% of loan amount to HKL if they request more than 10,000 $ and 3.5 $ to CBC for loan of more than 500$.

Annual Report 2015
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ATM Network
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Achievement YTD 31 March, 2017
Welcome to Achievement
Number of Office 157
Headquarter 1
Branches Office 57
Sub-Branches Office 100
Total Number of Staff 2,580
Male 1,740
Female 840
Loan
Loan Outstanding 473 M USD
Number of Active Borrower 116,716
Deposits
Deposit 371 M USD
Active Customer 220,301
Business Partnership (%)
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