About Us

HKL is a large micro-finance deposit-taking institution in Cambodia, licensed by National Bank of Cambodia. Having been operating for more than 20 years in the market, HKL is one of the leading MFIs to provide diversified financial services to micro and small businesses and consumers such as micro & small business & SME loan, housing loan, home improvement loan, Savings & Deposit, Money Transfer and other financial services through its 178 branches and 129 ATMs (24/7) nationwide. As of March 2019, HKL deposit balance stood at USD 515 million with 210,013 depositors, while credit portfolio accounted for USD 825 million with 137,124 borrowers. 
 
Today, HKL is a subsidiary of Bank of Ayudhya (Krungsri), the fifth largest commercial bank in Thailand, and a member of MUFG Bank, the Japan’s largest banking group, and one of the largest and most diversified financial groups in the world.
 

Annual Report 2017
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ATM Network
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Achievement YTD 30 June 2019
Number of Office 178
Headquarter 1
Total Number of Staff 3,997
Male 2,833
Female 1,164
Loan  
Loan Outstanding USD 888.1 M
Number of Active Borrower 140,820
Deposits  
Deposit USD 563 M
Active Customer 213,951
Business Partner
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