Licensed Microfinance Institution
 
       
 
 
 
 
 
Savings:

Savings Deposit Account:

It is crucial that you make a deposit at HKL for your available funds as it is one of the best ways that helps you to maximize the return on your savings as well as assures the safety for your deposited-funds. This account permits you access your money at any time you like. The minimum balance must be at least US$5 and the interest rate ranges from 3%-4% per annum depending on the type of currency deposited.

VIP Savings Account:

VIP Savings Account is created to fulfil very important customers and institution's demand. HKL provides the fastest and perfect services to that kind of VIP customers. The minimum balance for this kind of account is USD 1,000 or equivalent currency. In particular, HKL bestows a high interest rate between 2.7%-4.5% per annum.

Planned Savings Account:

This account requires that a customer deposits his or her money by time to time instalment depending on his or her cash flow which might be daily, weekly, or monthly along with the maturity date. To open this account, it is necessary that the customer must have a minimum amount of USD 10. The interest is ranged from 4%-7.5%.

Time/Fixed Deposit Account:


HKL provides you the higher level of interest rate for your deposited-funds. If you have an excess of money or do not need it immediately or want to create the value for this funds, time deposit account is the best solution for you. The minimum balance is USD 50 and the annual interest rate is between 3%-8.7% depending on the deposit term and a kind of deposited-currency.

Savings passbook will be provided to the customers who are using any savings account in order to record any transaction including withdrawal or deposit of client and Certificate of Time Deposits will be given to those who are using time deposit account.

   
 
  HEAD OFFICE
606, Street 271, Sangkat Phsar Doeum Thkov, Khan Chamkamorn, Phnom Penh, Cambodia. P.O Box 2044, Phnom Penh
Tel : (855) 23 994 304, 224 102, Fax : (855) 23 996 306, Email : info@hkl.com.kh, Website : www.hkl.com.kh
 
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